Transform your home into your dream home. We'll show you how.

SCU Mortgages 
starting at

* Annual Percentage Rates. Our rates are effective as of July 13, 2018 and are subject to change without notice. Restrictions apply, see us for details.

Are you ready to start your home renovation?

SCU will never share your personal information. Privacy Policy

A mortgage solution that works for you

Choosing SCU means you have the flexibility to choose the mortgage that will accomplish your goals with a manageable debt level. An SCU lending specialist will help you tailor your renovation mortgage to suit your needs.

It all starts with a conversation

When you’ve made the decision to renovate your home, your first step will be to sit down with a lending specialist. Together, you will:

Why SCU?

We are Manitoba's largest credit union and the 7th largest in Canada with over $5.453 billion in total assets. For over 75 years, we have worked with our members to create relationships based on trust and support. Here are a few more reasons why more than 88,358 members choose to bank with us.

A great place 
to save

Stable, secure,
and trustworthy

We care about
our members


Deep roots in 
the community

Manitoba's largest Credit Union


Not ready to apply yet? Set up an appointment with an SCU lending specialist. Fill in the form below, and we'll be in touch.

  • Review your current financial picture
  • Define an affordable budget
  • Discuss your home’s current market value
  • Assess your available equity  



25-Year Maximum

Choose Variable or Fixed

Pre-Payment Privileges

90-Day Rate Guarantee


Interested in joining SCU? 

Don't worry! Switching to SCU is easy and we're here to help. 
Call us at 1.800.728.6440 
to learn more, or apply online today. 

Apply now

If the anticipated amount of your renovation is more than the home equity you have available, with SCU you can borrow on the “as-complete” value of your home, even before the renovation work is complete.

Get in touch

At SCU, we understand that one of the most important parts of a renovation is having money available when you need it. We’ve designed our home renovation mortgages with just that in mind, giving you the ability to tap into your home’s value to achieve your renovation goals.

Join online



Maximum 25-year total amortization period

You're protected, even if 
rates increase after your 
pre-approval meeting

Make additional payments, up to 20% of the initial mortgage value per year (for fixed rate terms)

Lock in with a fixed rate or choose between our variable rate options

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